Monthly payment amounts are for demonstrative purposes only and are not guaranteed to match final payment amounts for all borrowers. Checking lenders APR ranges can help customers avoid higher pool loan rates, but they may want to consider the impact their own credit history and financial status will have on the APR that they are ultimately offered. The information you provide to Lyon Financial is not an application for a loan from Lyon Financial. Lyons Financial is an outstanding and reasonable financial company that offers great rates especially if you're trying to get financing for an in ground pool! Their no fee and no obligation service to find the right lender for you is the reason why they are the leaders in the pool industry. Its also important to remember that just because you have bad credit doesnt mean you should accept the first loan offer that comes your way. With a HELOC, you can borrow against the equity in your home at any time up to the limit set by the lender. Why Choose Viking Capital for Swimming Pool Financing? When it comes time to apply for a pool loan, homeowners may prefer an application process thats quick and easy to complete. Below you'll find answers to some of the most commonly asked questions pertaining to Lyon Financial and the services we offer. We have been wanting to build a pool for many years and now that we have pulled the trigger we need a good loan company. Lyon Financial | Better Business Bureau Profile This could save you thousands of dollars over the life of the loan. What's-app:+1 (657) 366-7359. A HELOC is basically like a second mortgage on your home; it uses your home equity as collateral, which gives lenders some security if you default on the loan. Working with a single lender for all of their financing needs may be convenient for some homeowners who would prefer not to keep track of multiple loans with different lenders. If your credit score is below 620, you may still be able to get approved for financing, but you may have to pay a higher interest rate. To continue the process of Financing for your pool, we will redirect to a website outside of OC Poolscapes.Lyon Financial & Viking Capital are not affiliated with OC Poolscapes, but we do have a finance partnership.To get started on the financing process, click the link below for either Lyon Financial or Viking Capital and submit your customer information. Viking Capital, Inc. Financial Services Ponte Vedra Beach, Florida 313 followers Financing for home improvement projects including swimming pools, hot tubs, decks, indoor/outdoor kitchens, baths, etc. The technical storage or access that is used exclusively for anonymous statistical purposes. Lyon Financial was incredible to work with. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. This can be beneficial because it allows you to work with just one company throughout the entire process. . Terms, amounts, and APR may differ based on loan purpose and credit profile. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Lions 24-28 Vikings (Sep 25, 2022) Final Score - ESPN Once you have a better understanding of where your score needs improvement, take steps to boost it by paying down debts and making timely payments on all future bills. The best way to find out is to use a loan calculator. The technical storage or access is required to create user profiles to send advertising, or to track the user on a website or across several websites for similar marketing purposes. Game summary of the Detroit Lions vs. Minnesota Vikings NFL game, final score 24-28, from September 25, 2022 on ESPN. Subject to change. We offer a wide range of financing options through our four trusted partners: Lyon Financial, Viking Capital and Paramount. FICO score of 850 required for 4.99% APR. We fit you with the best for your needs and qualifications. Unemployed borrowers can defer their monthly payment for 3-month intervals and up to 12 months total. Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. Financing - Carnahan Pools & Landscaping In that case, it may be worth looking into local banks that offer pool loans. There are also no appraisals or home equity requirements. These secured loans often have lower interest rates, but they will likely take much longer to approve and fund. Finally, youll need to have a solid business plan. Installing one of the best above-ground pools is a major investment, and it would be difficult for many homeowners to afford such a large expense without the help of separate financing. !FANTASTIC customer service. Lyon Financial is a broker, which means they connect borrowers with multiple lenders. Swimming Pool Financing & Home Improvement Loans | Viking Capital Find Reviews, Ratings, Directions, Business Hours, Contact Information and book online appointment. A cash-out refinance, for instance, could provide funds to pay for a new pool. If you can meet all of these requirements, then you should be able to get approved for a loan from a Viking capital pool. Financing Your Swimming Pool - Parker's Pools We then reach out directly to you and go over the details and next steps in the loan process. Many of the best pool loans are unsecured loansthat is, they dont use any assets as collateral. I highly recommend Lyon Financial if you are in the market for a pool loan. We hope this tool helps you finance your new Viking pool! Viking Capital APR (interest rates) As low as 5.49% Maximum loan amount $125,000 Loan terms Up to 20 years . APPLY AT LYON FINANCIAL. Why It Made the Cut: SoFi supports various financing optionssuch as same-day funding and payment defermentfor eligible borrowers. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. We appreciate the opportunity to earn your business! Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. Pool Financing at Swim Incorporated - Pool Contractor in Sarasota We are proud to offer these great loan options NC #B-151024 Subject. A lower total cost may not make sense if the borrower will struggle to make loan payments each month. If youre not sure where your credit stands, check your free annual credit report from each of the three major credit bureaus Experian, Equifax and TransUnion for errors or negative information that could be dragging down your score. These loans may come with higher interest rates, but they can still help you achieve your goal of owning a pool. You control the terms of your LightStream swimming pool loan, repaying your fixed-rate home improvement loan in as little as two years, or take up to 12 years. If you have loan needs, Viking Capital is your answer. The advantage of this type of loan is that it usually has a lower interest rate than other types of loans such as credit cards or personal loans. In addition, some lenders may require more information and records than others, which can make the application process more onerous to complete and negatively affect the customer experience even before the loan is approved. Multiple Loan Options - including 10 and 12 year loans only available through Viking Capital. Robert our consultant was great. They are prompt to answer any questions we've had and on top of every signature or paper work needed to move forward. i would recommend them for anyone looking to build a pool. time with each and every customer. It can only be used with your approved contractor. // ]]> 588 customer reviews of Lyon Financial. Lyon Financial has a wide variety of loan products to choose from, so you can find the perfect fit for your needs. Revolutionary Reports of All the Aspects of Life. To sum it up there are pros and cons associated with each type of loan so do plenty of research ahead of time! With LightStream you know you'll get a great rate, and the best loan process you've ever experienced guaranteed. What Type Of Loan Are You Looking For? Subject to change. APR, terms, and loan amounts may differ based on loan purpose and credit profile. The type of loan you choose should be based on these and other factors. [CDATA[ Concord Pools & Spas. Backyard Resort Pools After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. Lions 24-28 Vikings (Sep 25, 2022) Game Recap - ESPN Whether you want to finance the pool, deck, landscaping and more, HFS is your trusted partner for the best loan and customer service in the home improvement industry. Copyright 2023 Acton Media Inc. All rights reserved. He gave me ideas on areas to improve my credit score so I could get approved for funding. The model has simulated Vikings vs. Lions 10,000 times and the results are in. I was almost ready to give up on the possibility of getting a pool but Ryan worked with me for months. Homeowners typically find it easy to get approved with a good credit score. The low rates and longer term loan options offer more affordable monthly payments. >>> Lyon Financial >>> HFS Financial >>> Viking Capital Viking Capital, Inc. | Financing For Swimming Pools & Home Improvement Viking Capital has been operating since 1999, working with contractors nationwide to help pair homeowners with the best financing options available. If your score is lower than this, it means that you have a history of making late payments or skipping payments altogether. Such lengthy loan terms can make it easier for borrowers to budget for their monthly payments and pay back their loan in full. When shopping around for quotes, be sure to inquire about any origination fees or prepayment penalties so there are no surprises down the road. Another advantage of personal loans is that theyre typically unsecured, which means you wont have to put up any collateral (like your home) in order to qualify. You can only see the pick at SportsLine. Your credit score is one of the most important factors in determining whether youll be approved for pool financing. Its also important to weigh both the total cost of a pool loan and the monthly expense required to pay it back. $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all For instance, eligible borrowers could qualify for a loan amount as high as $225,000, which is extremely high for this type of financing and would allow them to secure the funding for all but the most expensive pool installations. ), and whether or not the lender offers flexible repayment options (like making extra payments without penalty). Lyon Financial. Term of 30 years requires a minimum FICO of 780. Sunmark Credit Union Another option is a home equity line of credit (HELOC). Viking Capital's swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. Depending on how quickly a homeowner wants to get started on a pool installation, the time needed for funds to be disbursed could be a major concern. But before you apply for a pool loan, its important to understand how your credit score can affect your ability to get approved and what interest rate youll be offered. For instance, after customers have paid 12 consecutive monthly installments without a single missed or late payment, they have the option to defer their payment for 1 month without accumulating any additional interest. Then youve come to the right place! NC Branch ID# 1446463, This profile is powered by Birdeye. Pool loan reviews can provide some insight, but homeowners may want to vet the best pool loan companies themselves as well. Great Service - you will feel like the valued customer that you are. team to work efficiently and spend more quality However, if you still dont see what youre looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. And finally, dont forget to factor in the costs of installation and ongoing maintenance when budgeting for your new pool! Researching available pool loan options may take some time, but it could be worth the effort to find the right financing for a borrowers specific circumstances. The first step is to find a lender who works with people in your situation and compare their offers. Our team of Pool, Spa, and Backyard Specialists are here and ready to help transform your dream into a reality. Finance - A Cut Above - Based in Menifee, Calif., A Cut Above home containur-pools Viking-Capital-Military-Flyer hfs-consumer-backyard American-Heritage-Pool-Corporation-CA-Custom-Flyer. Here, Jackson Pools has comprised a variety of resources to answer some common questions and help home and business owners understand what to expect from the pool construction process. When you have good to excellent credit, the choice is yours. Homeowners who value a seamless online experience may be pleased to hear that the pool loan company supports an online application process thats quick, intuitive, and easy to complete. They have a simple application process and you can be approved for up to $250,000. Home - Aquanatics Pools Water Falls You should also look at things like fees (origination fees, prepayment penalties), repayment terms (how long do you have to pay back the loan? You can also contact her on Facebook, and Instagram. Borrowers can further reduce their interest payments by taking advantage of the lenders autopay discount, which can lower a loans APR by 0.5 percentage points if the customer enrolls in autopay. This can be in the form of property or other assets. Customers can also explore a wide range of other loan products from this lender. If youre looking to take out a loan from a Viking capital pool, there are a few things youll need to meet in order to be eligible. With innovative lending products and proprietary technology, consumers with strong credit profiles can receive highly competitive, fixed rate financing via an easy, fast and virtually paperless loan process. Luxury Pools We don't have enough equity in our home to take out a HELOC, so we're looking into pool specific loans. My representative (Kevin) explained my options perfectly, taught me about negative trade, and helped me fix something on my credit rating which was a mistake I didnt even know existed! GC Residential Unlimited license #80889 5984 Six Forks Road Raleigh, North Carolina 27609. If you are considering financing a swimming pool, be sure to shop around for the best rates and terms. Through our exclusive lenders, we offer financing solutions for swimming pool and home improvement projects nationwide. Renovations. As such, its important to research the best pool loans available and decide which one makes the most sense for each persons unique situation. Im at the beginning phase of the pool build but so far everything has been an easy process..From application to signatures to the ok to start construction. Lyon Financial and Viking Capital both specialize in swimming pool financing. Advertised rates and terms are subject to change without notice. How much can you afford to borrow? Upon approval and acceptance of terms, youll receive a shopping pass which works like a credit card and is good for the amount of your loan. The interest rate on this loan is fixed at 5.99% and there are no origination fees. Homeowners with higher credit scores are more likely to be approved for a pool loan and be offered better loan terms, such as lower interest rates. If you have bad credit, you may think that you cant get a loan to finance your pool. A: Your monthly loan payment amount is dependent on many factors, including your loan amount, term, and credit profile. Once the loan is secured, Viking Capital stays connected to the borrower, the builder and the lender to answer questions, provide status updates and ensure the funding process goes smoothly. All loan decisions are at the discretion of our lending partners. We've partnered with Viking Capital to offer financing for all our customers, at very affordable rates! We offer long-term loans with low rates, catered for home improvements. Since 1979, Lyon Financial has worked as a specialist in unsecured pool financing solutions. Before lenders extend a pool loan, they will first review the borrowers financial status and ability to manage debt. Financing | OC Poolscapes HFS performs a soft credit check to present you with full loan options. Once your application is received, it is reviewed individually by a member of our loan team, who will work to pair you with the program that best matches your needs and qualifications. There are many factors to consider when taking out a loan for a pool. Once they receive your pre-application, they will help you through the process of choosing a lender program that best fits your needs. but Viking Capital made it quick and painless. For many people, taking out a loan to finance the purchase of a swimming pool is a great way to enjoy all the benefits of having a pool without having to pay the entire cost upfront. Many pool loan providers support online applications, but response times could vary. The program offers low-interest loans of up to $250,000 for qualified businesses. This way, homeowners can feel confident that their contractor has the expertise, background, and skills needed to build a structurally sound pool and stay on schedule. We partner with a network of lenders so you have access to multiple loan options. Thank you for the kind words and for taking the time to leave feedback for us. Some lenders offer specialized pool loans to finance installations, but borrowers may also be able to use personal loans for these renovation projects. will treat you like the valued customer that you Lyon Financial. We have invested in state-of-the-art technology to keep your information secure and to make our process as efficient as possible. Once the loan is funded, though, borrowers who stay current with their repayment plan could receive some perks. Unlike typical lenders, we partner with you AND your contractor through every stage of the process to ensure funds are disbursed on time and in full throughout the completion of your project. Viking Capital. Available on approved credit, not all will qualify. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. The Original Jackson Pools | Pool Financing Lyon Financial, financing available 877-754-5966. lyonfinancial.net. Build your furure with our help! FREE Loan Consultations and payment details for all applicants! Business Details Location of This Business 118 Morlake Dr STE 202, Mooresville, NC 28117-9540. We are able to offer financing solutions for most applicants with a credit score of 625 and above. Super simple process. Edward Jones - Financial Advisor: Brian Mathis, Edward Jones - Financial Advisor: Robert W Winkler. Heres a closer look at Viking Capital vs Lyon Financial: Our swimming pool loans are designed to spread the cost of the project over many years, so the monthly payments are affordable. Family members must be lineal (spouse or direct-line ancestors and descendants. Financing - Desert Soul Landesign, Llc We couldnt have been happier. Our staff and business partners are proud to offer our lowest rates to those with military affiliation. A bad credit score is generally considered to be any score below 630. You will also only be responsible for paying back the principal amount of the loan plus interest. Address. Family members must be lineal (spouse or direct-line ancestors and descendants. Desirable loan options and personal attention every step of the way! We are a family owned business since 1999 and The technical storage or access is necessary for the legitimate purpose of storing preferences that are not requested by the subscriber or user. Concerned about all the pool companies in Southwest Florida and whether youre choosing the right one? Contact us today! A higher credit score indicates a lower risk of default and makes you more likely to be approved for financing. Wondering how much it costs to install a pool? Payment example: Monthly Payments for a $200,000 loan at 6.49% APR with a term of 30 years would result in 360 monthly payments of $1,262.82. We strive to be a trusted employer, business partner and service provider and to conduct business with transparency, integrity and fairness. Desirable loan options and personal attention every step of the way! Cant decide if you want a basic pool or a backyard oasis? SoFi can also provide same-day funding in some cases, helping many borrowers get their pool installation funds as quickly as possible.
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viking capital vs lyon financial